A four-point insurance inspection is sometimes a requirement
when obtaining a new homeowners insurance policy or renewing an existing policy for houses that are 25-30 years or older.
This 4-point insurance inspection includes a limited scope evaluation of the following four systems:
1.) Roof
2.) Electrical system
3.) HVAC system
4.) Plumbing system
The inspections purpose is to determine the
components, general condition, and age of these systems.
The Insurance Company will typically require that
the inspections be performed by suitably licensed and qualified persons. Check with your insurance company to see if
our professional qualifications are acceptable.
Comment: Insurance inspections are NOT to be confused
with a "standard home inspection" which covers many aspects of the home as viewed in our "Home Inspection Standards of Practice"
Comment: Requirements for insurance companies may exclude some of the systems of a 4-Point Inspection. Often, all
that is required is the evaluation of a specific system of the house, such as the roof, electrical system, or a limited combination
of systems. When calling to book the inspection please inform us if this is the case and which systems should be evaluated.
The pricing may be adjusted based on this fact.